Home Loans, Money & Finance

Is being loyal to your lender costing you money?

Everyone wants to save money. Mortgage holders are often reluctant to change lenders – even though their current home loan may be costing them years of extra repayments in the long run and, even worse, money in their pockets now. What is the benefit of loyalty? Some borrowers feel a sense of loyalty to their Read More

Are the boom times back for property?

Sydney and Melbourne’s property markets are back in boom times, as clearance rates spike upwards – along with property values – following the RBA’s historic interest rate drop. This weekend’s auction results in Sydney are expected to reach more than 70% again, following on from a spectacular 82.2% clearance rate – the highest since July Read More

Planning for a Mortgage With a Baby on the Way

You’re making some major changes in your life, with one of those expecting a new addition to the family. Congratulations! This is an exciting time in your life, and one that you should enjoy without the stress of worrying about whether you’ll be accepted for a mortgage or not. If you’re just in the planning Read More

How to Save on Your Car Insurance Costs

Before you rush out and purchase a new car or upgrade your existing used car, it’s important that you get your car insurance sorted first. You want to find a car insurance that will suit your needs and also be affordable, particularly if the car you’re looking at is a considerable upgrade on your current Read More

Understanding Home Loan Pre-Approvals and Making it Work For You

You’re reading to make the leap into buying your first home and you’re excited. You’ve been planning for this for a while and you’re ready. You’ve even looked at how much your can borrow and you feel assured that you know what you’re in for. But, did you know that your smartest step forward is Read More

How to Take Advantage of Auction Trends When Buying a Home

If you’re looking to buy a home, particularly in the Melbourne area, then take note of these trends in auctions to make sure you get the best deal. Melbourne has recently been called the auction capital of Australia, with suburb Reservoir topping the list with over 200 auctions recorded from October 2015 to January 2016. Read More

Understanding the Basics of Car Maintenance

Your car is probably one of the biggest purchases you’ve made to date, outside of your family home, of course. If you want to ensure that your car stays in optimal working condition, you’ll need to ensure that you’re taking good care of it. By doing this, you can help improve its overall performance and Read More

Avoid Making These Common Mortgage Mistakes

As a first home buyer, it can be easy to fall into unforeseen traps when it comes time to look at getting a mortgage. You don’t know what you don’t know, right? It all starts with asking the right questions and then understanding the answers as they apply to your circumstances. Once you know the Read More

What is the Difference Between a Buyers and Sellers Market?

If you’re looking to buy a new home, you’ll want to understand what the market is doing, so you can plan and determine your strategy. Understanding the difference between a buyers and sellers market is key to how much money you’ll be able to borrow and the types of deals available. Below is a breakdown Read More

How to Keep Your New Car Looking Brand New

You’ve just bought a new car and you’re excited. It has that new car smell and drives like a dream… But if you don’t look after your new car properly, that dream can quickly turn into a nightmare. If looked after properly, most late-model cars will be able to go over 200,000 kms with good, Read More